Despite a month over month increase in value since April 2023, the current loss ratio is below the average values from August 2022 to December 2022. This indicates that the cyber risk problem has remained in an improved state since the 2H 2022. The most recent increase in loss ratio is related to a slight increase in threat activity and an increase in macroeconomic cyber risk conditions that are causing a slight increase in incident probability and an increase in incident severity.
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