Despite a slight increase in value since April 2023, the current loss ratio is below the average values from 2H 2022. This indicates that the cyber risk problem has remained in an improved state since the 2H 2022. Loss ratio has remained flat since last month. There was not an increase in threat activity, but there was an increase risk which indicates cyber maturity declined since last month. However, the decline in cyber maturity was further counteracted by a decline in macroeconomic cyber risk conditions which caused loss ratio to remain flat since last month.
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